The One-Hour Budget Reset: Fix Your Finances in a Weekend

Most of us mean to “get organized,” but somehow never do. A one-hour reset this weekend can get your budget back on track — no spreadsheets, no stress.

1. Review your last 30 days of spendingPull up your bank app. Sort everything into three piles: needs, wants, surprises. You’ll quickly spot leaks — subscriptions you forgot about or food delivery you underestimated.

2. Cancel what you don’t loveIf you can’t remember the last time you used a subscription, pause or cancel it. One or two forgotten $10 charges equal a tank of gas each month.

3. Rename your bank accountsLabel them “Bills,” “Everyday,” and “Savings.” Psychology helps: you’ll think twice before moving money out of an account literally named “Future You.”

4. Automate transfersPick one day a week for automatic bill pay and savings moves. Consistency beats perfection.

5. Do a vibe checkAsk: does this plan feel doable? If it looks like punishment, scale it back. You can always tighten later.

An hour from now, you’ll have a working plan and less money anxiety — all from a Saturday coffee session.